{"id":857481,"date":"2026-06-29T13:02:54","date_gmt":"2026-06-29T09:02:54","guid":{"rendered":"https:\/\/arantv.az\/?p=857481"},"modified":"2026-06-29T13:02:54","modified_gmt":"2026-06-29T09:02:54","slug":"edv-geri-al-il%c9%99-bagli-yeni-teklif","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=857481","title":{"rendered":"“\u018fDV geri al” il\u0259 ba\u011fl\u0131 YEN\u0130 T\u018fKL\u0130F"},"content":{"rendered":"

Elektron ticar\u0259td\u0259 “\u018fDV geri al” mexanizminin t\u0259tbiqi vacibdir.<\/p>\n

Bunu “Az\u0259rbaycan Fintex Assosiasiyas\u0131” (“AzFina”) \u0130ctimai Birliyinin \u0130dar\u0259 Hey\u0259tinin \u00fczv\u00fc Zeynal K\u0259rimzad\u0259 Bak\u0131da ke\u00e7iril\u0259n “Az\u0259rbaycan\u0131n r\u0259q\u0259msal maliyy\u0259 g\u00fcnd\u0259liyi” m\u00f6vzusunda t\u0259dbird\u0259 bildirib.<\/p>\n

Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, bu m\u0259s\u0259l\u0259 m\u00fcxt\u0259lif d\u00f6vrl\u0259rd\u0259 Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 il\u0259 m\u00fczakir\u0259 edilib: “T\u0259klifl\u0259rimizin bir qismi art\u0131q icra m\u0259rh\u0259l\u0259sind\u0259dir, bir qismi qanunvericilik \u00e7\u0259r\u00e7iv\u0259sind\u0259 m\u00fc\u0259yy\u0259n d\u0259yi\u015fiklikl\u0259r t\u0259l\u0259b etdiyin\u0259 g\u00f6r\u0259 h\u0259l\u0259 g\u00f6zl\u0259m\u0259 m\u0259rh\u0259l\u0259sind\u0259dir. Hesab edir\u0259m ki, bu layih\u0259l\u0259r fintex v\u0259 elektron ticar\u0259t bazar\u0131n\u0131n daha da b\u00f6y\u00fcm\u0259sin\u0259 ciddi t\u00f6hf\u0259 ver\u0259 bil\u0259r. “Multipost” layih\u0259si m\u00f6vcuddur v\u0259 onun \u0259sas \u00fcst\u00fcnl\u00fcy\u00fc sahibkarlar \u00fc\u00e7\u00fcn komissiya x\u0259rcl\u0259rinin azalmas\u0131na xidm\u0259t etm\u0259sidir. “Embedded finance” h\u0259ll\u0259ri iri p\u0259rak\u0259nd\u0259 sat\u0131\u015f \u015f\u0259b\u0259k\u0259l\u0259rin\u0259 alternativ maliyy\u0259 xidm\u0259tl\u0259ri t\u0259qdim etm\u0259k, \u00f6z m\u00fc\u015ft\u0259ril\u0259ri \u00fc\u00e7\u00fcn inteqrasiya olunmu\u015f maliyy\u0259 al\u0259tl\u0259ri yaratmaq imkan\u0131 ver\u0259c\u0259k. Bu da h\u0259m m\u00fc\u015ft\u0259ri loyall\u0131\u011f\u0131n\u0131n artmas\u0131na, h\u0259m d\u0259 yeni biznes modell\u0259rinin formala\u015fmas\u0131na s\u0259b\u0259b olacaq. B2B kreditl\u0259\u015fm\u0259 is\u0259 sahibkarlar \u00fc\u00e7\u00fcn alternativ maliyy\u0259l\u0259\u015fm\u0259 al\u0259tl\u0259ri yaradaraq fintech bazar\u0131nda yeni bir istiqam\u0259tin formala\u015fmas\u0131na \u015f\u0259rait yarada bil\u0259r.<\/p>\n

Dig\u0259r m\u00fch\u00fcm layih\u0259l\u0259rd\u0259n biri “Click-to-Pay” modelidir. Haz\u0131rda bu istiqam\u0259td\u0259 s\u00fcni intellekt agentl\u0259ri \u00fcz\u0259rind\u0259 i\u015fl\u0259r apar\u0131l\u0131r v\u0259 \u00fcmumilikd\u0259 biometrik \u00f6d\u0259ni\u015fl\u0259rin yeni standartlar\u0131n\u0131n formala\u015fmas\u0131 g\u00f6zl\u0259nilir. Biz bu t\u0259klifl\u0259ri art\u0131q bir ne\u00e7\u0259 ildir g\u00fcnd\u0259md\u0259 saxlay\u0131r\u0131q v\u0259 \u00fcmid edirik ki, yax\u0131n ill\u0259rd\u0259 onlar\u0131n t\u0259tbiqini g\u00f6r\u0259c\u0259yik”.<\/p>\n

“H\u0259m\u00e7inin “\u018fDV geri al” mexanizminin elektron ticar\u0259t\u0259 tam inteqrasiyas\u0131 da vacib m\u0259s\u0259l\u0259l\u0259rd\u0259n biridir. Bildiyiniz kimi, bu g\u00fcn onlayn al\u0131\u015f-veri\u015fl\u0259r zaman\u0131 bir \u00e7ox hallarda v\u0259t\u0259nda\u015flar h\u0259min proqramdan yararlana bilmirl\u0259r. Bu istiqam\u0259td\u0259 d\u0259yi\u015fiklikl\u0259r elektron ticar\u0259tin inki\u015faf\u0131na \u0259lav\u0259 stimul ver\u0259 bil\u0259r. Media v\u0259 investisiya m\u00fchiti il\u0259 ba\u011fl\u0131 h\u0259mkarlar\u0131m\u0131z\u0131n s\u0259sl\u0259ndirdiyi fikirl\u0259ri d\u0259 d\u0259st\u0259kl\u0259m\u0259k ist\u0259rdim. Xarici investisiyalar\u0131n c\u0259lb olunmas\u0131 v\u0259 investorlar\u0131n \u00f6lk\u0259y\u0259 mara\u011f\u0131 son d\u0259r\u0259c\u0259 vacibdir. Bizim t\u0259\u015fkilat Az\u0259rbaycanda s\u0131f\u0131rdan qurulmu\u015f v\u0259 \u0259sas\u0259n xarici investisiyalar hesab\u0131na inki\u015faf etmi\u015f bir \u015firk\u0259tdir. Bu g\u00fcn d\u0259 m\u00fcxt\u0259lif investisiya raundlar\u0131 vasit\u0259sil\u0259 b\u00f6y\u00fcm\u0259y\u0259 davam edirik.<\/p>\n

Lakin son ill\u0259rd\u0259 bazarda ba\u015f ver\u0259n b\u0259zi hadis\u0259l\u0259r v\u0259 mediada yay\u0131lan m\u00fc\u0259yy\u0259n m\u0259lumatlar xarici t\u0259r\u0259fda\u015flar\u0131m\u0131z v\u0259 investorlar\u0131m\u0131z aras\u0131nda narahatl\u0131q yarad\u0131b. Biz bu narahatl\u0131qlar\u0131 m\u00fct\u0259madi e\u015fidirik. D\u00fc\u015f\u00fcn\u00fcr\u0259m ki, bu m\u0259s\u0259l\u0259l\u0259r\u0259 daha h\u0259ssas yana\u015fmaq vacibdir. \u00c7\u00fcnki bazar\u0131m\u0131z\u0131n beyn\u0259lxalq investorlar \u00fc\u00e7\u00fcn c\u0259lbediciliyini qorumaq strateji \u0259h\u0259miyy\u0259t da\u015f\u0131y\u0131r. X\u00fcsusil\u0259 fintex sektoru \u00fczr\u0259 Az\u0259rbaycan\u0131n investisiya bax\u0131m\u0131ndan maraql\u0131 bazar kimi qalmas\u0131 \u00fc\u00e7\u00fcn d\u00fczg\u00fcn v\u0259 obyektiv m\u0259lumatlar\u0131n payla\u015f\u0131lmas\u0131 b\u00f6y\u00fck \u00f6n\u0259m k\u0259sb edir”.\/Report<\/p>\n","protected":false},"excerpt":{"rendered":"

Elektron ticar\u0259td\u0259 “\u018fDV geri al” mexanizminin t\u0259tbiqi vacibdir. Bunu “Az\u0259rbaycan Fintex Assosiasiyas\u0131” (“AzFina”) \u0130ctimai Birliyinin \u0130dar\u0259 Hey\u0259tinin \u00fczv\u00fc Zeynal K\u0259rimzad\u0259 Bak\u0131da ke\u00e7iril\u0259n “Az\u0259rbaycan\u0131n r\u0259q\u0259msal maliyy\u0259 g\u00fcnd\u0259liyi” m\u00f6vzusunda t\u0259dbird\u0259 bildirib. Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, bu m\u0259s\u0259l\u0259 m\u00fcxt\u0259lif d\u00f6vrl\u0259rd\u0259 Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 il\u0259 m\u00fczakir\u0259 edilib: “T\u0259klifl\u0259rimizin bir qismi art\u0131q icra m\u0259rh\u0259l\u0259sind\u0259dir, bir qismi qanunvericilik \u00e7\u0259r\u00e7iv\u0259sind\u0259 m\u00fc\u0259yy\u0259n d\u0259yi\u015fiklikl\u0259r t\u0259l\u0259b […]<\/p>\n","protected":false},"author":2,"featured_media":857482,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-857481","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cmiyyt"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t