{"id":88226,"date":"2019-10-23T10:29:45","date_gmt":"2019-10-23T07:29:45","guid":{"rendered":"http:\/\/arantv.az\/?p=88226"},"modified":"2019-10-23T10:29:45","modified_gmt":"2019-10-23T07:29:45","slug":"v%c9%99t%c9%99ndaslar-yasa-gor%c9%99-pensiyaya-daha-tez-cixa-bil%c9%99c%c9%99k-sad-x%c9%99b%c9%99r","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=88226","title":{"rendered":"V\u0259t\u0259nda\u015flar ya\u015fa g\u00f6r\u0259 pensiyaya daha tez \u00e7\u0131xa bil\u0259c\u0259k – \u015ead x\u0259b\u0259r"},"content":{"rendered":"

\u018flillik d\u0259r\u0259c\u0259si olan v\u0259t\u0259nda\u015flar\u0131m\u0131z \u00fc\u00e7\u00fcn m\u00fcavin\u0259tl\u0259rin m\u0259bl\u0259\u011fi art\u0131r\u0131lmal\u0131d\u0131r<\/p>\n

V\u0259t\u0259nda\u015fa imkan verilm\u0259lidir ki, ya\u015fa g\u00f6r\u0259 pensiyaya daha tez \u00e7\u0131xs\u0131n.<\/p>\n

<\/div>\n

ARANTV.AZ\u00a0<\/b>x\u0259b\u0259r verir ki, bunu iqtisad\u00e7\u0131-ekspert V\u00fcqar Bayramov pensiya islahatlar\u0131ndan dan\u0131\u015fark\u0259n deyib. Ekspert islahatlar\u0131n “Amerikan modeli” il\u0259 apar\u0131lmas\u0131 t\u0259klifini ir\u0259li s\u00fcr\u00fcb:<\/p>\n

“Pensiya islahatlar\u0131n\u0131n davam etdirilm\u0259si d\u0259 vacib amill\u0259rd\u0259ndir. Pensiya islahatlar\u0131 \u00fczr\u0259 “Amerikan modeli”ni t\u0259klif edirik. Bel\u0259 ki, el\u0259 v\u0259t\u0259nda\u015flar\u0131m\u0131z var ki, onlar\u0131n pensiya kapital\u0131 kifay\u0259t q\u0259d\u0259r b\u00f6y\u00fckd\u00fcr. B\u0259zi hallarda h\u0259tta 150 min manatdan \u00e7ox pensiya kapital\u0131 olan v\u0259t\u0259nda\u015flar\u0131m\u0131z var. “Amerikan modeli”nd\u0259 oldu\u011fu kimi, h\u0259min v\u0259t\u0259nda\u015flar\u0131m\u0131za daha tez pensiyaya \u00e7\u0131xmaq v\u0259 buna uy\u011fun olaraq da kapitallar\u0131n bir hiss\u0259sini 65 ya\u015f\u0131na \u00e7atmadan istifad\u0259 etm\u0259k h\u00fcquqi verilm\u0259lidir. Biz t\u0259klif edirik ki, minimum pensiya kapital\u0131 il\u0259 yana\u015f\u0131, h\u0259m d\u0259 orta pensiya kapital\u0131 anlay\u0131\u015f\u0131 da qanunvericiliy\u0259 daxil edilsin. Orta pensiya kapital\u0131 \u00e7ox olan v\u0259t\u0259nda\u015flar\u0131m\u0131z 65 ya\u015f\u0131 tamam olmadan pensiyaya \u00e7\u0131xmaq h\u00fcququ \u0259ld\u0259 etsin. M\u0259s\u0259l\u0259n, bir s\u0131ra inki\u015faf etm\u0259kd\u0259 olan \u00f6lk\u0259l\u0259rd\u0259, o c\u00fcml\u0259d\u0259 qon\u015fu Rusiyada oldu\u011fu kimi \u0259m\u0259k pensiyas\u0131 ya\u015fa g\u00f6r\u0259 pensiyaya \u00e7\u0131xma vaxtlar\u0131n\u0131n f\u0259rql\u0259ndirilm\u0259sin\u0259 ehtiyac var. V\u0259t\u0259nda\u015fa imkan verilm\u0259lidir ki, ya\u015fa g\u00f6r\u0259 pensiyaya daha tez \u00e7\u0131xs\u0131n. Bizim pensiya qanunvericiliyind\u0259 pensiya \u00fczr\u0259 m\u00fcavin\u0259tl\u0259rin daha tez, \u0259m\u0259k pensiya ya\u015f\u0131ndan tez m\u00fc\u0259yy\u0259nl\u0259\u015fdirilm\u0259si m\u0259qs\u0259d\u0259uy\u011fun olard\u0131. Bu da imkan ver\u0259c\u0259k ki, ya\u015fa g\u00f6r\u0259 pensiya \u0259m\u0259k pensiyas\u0131 il\u0259 m\u00fcqayis\u0259d\u0259 daha tez m\u00fc\u0259yy\u0259nl\u0259\u015fsin, v\u0259t\u0259nda\u015f daha tez ya\u015fa g\u00f6r\u0259 pensiyadan istifad\u0259 ed\u0259 bilsin”.<\/p>\n

V\u00fcqar Bayramov vur\u011fulay\u0131b ki, Az\u0259rbaycanda \u0259m\u0259k pensiyas\u0131 h\u00fcququ olmayan v\u0259t\u0259nda\u015flar\u0131m\u0131z 67 ya\u015f\u0131nda m\u00fcavin\u0259tl\u0259r alma\u011fa ba\u015flay\u0131r:<\/p>\n

“Biz bu r\u0259q\u0259min d\u0259yi\u015fdirilm\u0259si v\u0259t\u0259nda\u015fa 63 ya\u015f\u0131 tamam olduqdan sonra qocal\u0131q m\u00fcavinat\u0131 almaq h\u00fcququnun verilm\u0259sini t\u0259klif edirik. Eyni zamanda minimum pensiya art\u0131qdan sonra t\u0259l\u0259b edil\u0259n minimum pensiya kapital\u0131nda da art\u0131mlar var v\u0259 buna bax\u0131lmas\u0131na, h\u0259min minimumlar\u0131n da t\u0259nziml\u0259nm\u0259sin\u0259 ehtiyac var. Minimum pensiya m\u0259bl\u0259\u011fi artd\u0131qdan sonra d\u00f6vl\u0259tin m\u00fc\u0259yy\u0259n hiss\u0259ni \u00f6z hesab\u0131na kompensasiya etm\u0259s\u0131 m\u0259qs\u0259d\u0259 uy\u011fundur. O bax\u0131mdan biz t\u0259klif edirik ki, minimum pensiya kapital\u0131 il\u0259 ba\u011fl\u0131 r\u0259q\u0259ml\u0259r\u0259 bax\u0131lmas\u0131 v\u0259 d\u0259yi\u015fdirilm\u0259si vacibdir ki, daha \u00e7ox v\u0259t\u0259nda\u015flar\u0131m\u0131z \u0259m\u0259k pensiyas\u0131ndan istifad\u0259 ed\u0259 bilsin. N\u0259z\u0259r\u0259 alsaq ki, orta ya\u015f m\u00fcdd\u0259ti uzun deyil. B\u0259zi hallarda v\u0259t\u0259nda\u015flar\u0131m\u0131z pensiyaya \u00e7\u0131xmadan \u00f6nc\u0259 d\u00fcnyas\u0131n\u0131 d\u0259yi\u015firl\u0259r. Bu da onlara o y\u0131\u011f\u0131mlardan istifad\u0259 etm\u0259y\u0259 imkan vermir. Pensiya y\u0131\u011f\u0131mlar\u0131nda varisliyin t\u0259tbiqi d\u0259 \u00f6n\u0259mlidir. B\u0259zi hallarda v\u0259t\u0259nda\u015flar\u0131m\u0131z y\u0131\u011f\u0131m edirl\u0259r, amma, pensiya ya\u015f\u0131 tamam olmadan d\u00fcnyalar\u0131n\u0131 d\u0259yi\u015firl\u0259r. H\u0259min v\u0259t\u0259nda\u015flar\u0131m\u0131z\u0131n y\u0131\u011f\u0131mlar\u0131n\u0131n onlar\u0131n varisl\u0259ri t\u0259r\u0259find\u0259n istifad\u0259 edilm\u0259sin\u0259 imkan yarad\u0131lmal\u0131d\u0131r”.<\/p>\n

Ekspert \u0259lillik d\u0259r\u0259c\u0259si olan v\u0259t\u0259nda\u015flar\u0131m\u0131z \u00fc\u00e7\u00fcn m\u00fcavin\u0259tl\u0259rin m\u0259bl\u0259\u011fin\u0259 bax\u0131lmas\u0131na v\u0259 art\u0131r\u0131lmas\u0131na ehtiyac var:<\/p>\n

“Bu il birinci paketd\u0259 h\u0259min m\u00fcavin\u0259tl\u0259rin art\u0131r\u0131lmas\u0131 il\u0259 ba\u011fl\u0131 q\u0259rar q\u0259bul edilib. Bu prosesin davaml\u0131 olmas\u0131na v\u0259 x\u00fcsus\u0259n d\u0259 birinci qrup \u0259lill\u0259r \u00fc\u00e7\u00fcn sosial m\u00fcavin\u0259tin m\u0259bl\u0259\u011finin art\u0131ralaraq \u0259n az\u0131 minimum \u0259m\u0259k haqq\u0131 s\u0259viyy\u0259sin\u0259 \u00e7atd\u0131r\u0131lmas\u0131na ehtiyac var ki, h\u0259min v\u0259tnda\u015flar\u0131m\u0131z\u0131n sosial t\u0259minat\u0131 il\u0259 ba\u011fl\u0131 h\u0259r hans\u0131 bir \u00e7\u0259tinlik olmas\u0131n. O bax\u0131mdan minimum pensiya, minimum \u0259m\u0259k haqq\u0131 il\u0259 yana\u015f\u0131, x\u00fcsus\u0259n d\u0259 \u0259lillik d\u0259r\u0259c\u0259l\u0259ri \u00fczr\u0259 sosial m\u00fcvin\u0259t m\u0259bl\u0259\u011fl\u0259rinin art\u0131r\u0131lmas\u0131 prioritet olmal\u0131d\u0131r. N\u0259tic\u0259 etibaril\u0259 n\u00f6vb\u0259ti aylarda bu istiqam\u0259td\u0259 add\u0131mlar\u0131n at\u0131lmas\u0131na ehtiyac var. \u00d6z\u0259l pensiya fondunun yarad\u0131lmas\u0131 prosesinin s\u00fcr\u0259tl\u0259ndirilm\u0259si v\u0259 v\u0259t\u0259nda\u015flar\u0131m\u0131za \u00f6z\u0259l pensiya fondlar\u0131nda y\u0131\u011f\u0131m imkan\u0131 verilm\u0259sin\u0259 d\u0259 ehtiyac var. Eyni zamanda h\u0259min fondlarda y\u0131\u011f\u0131lacaq v\u0259saitin xarici valyutalara indeksasiyas\u0131 \u00f6n\u0259mlidir ki, g\u0259l\u0259c\u0259kd\u0259 m\u0259z\u0259nn\u0259d\u0259ki d\u0259yi\u015fiklikl\u0259r yaranarsa, fonddak\u0131 y\u0131\u011f\u0131mlara birba\u015fa t\u0259sir g\u00f6st\u0259rm\u0259sin v\u0259 onlar\u0131n d\u0259y\u0259rsizl\u0259\u015fdirilm\u0259sin\u0259 g\u0259tirib \u00e7\u0131xarmas\u0131n”.Sonxeber.az<\/p>\n","protected":false},"excerpt":{"rendered":"

\u018flillik d\u0259r\u0259c\u0259si olan v\u0259t\u0259nda\u015flar\u0131m\u0131z \u00fc\u00e7\u00fcn m\u00fcavin\u0259tl\u0259rin m\u0259bl\u0259\u011fi art\u0131r\u0131lmal\u0131d\u0131r V\u0259t\u0259nda\u015fa imkan verilm\u0259lidir ki, ya\u015fa g\u00f6r\u0259 pensiyaya daha tez \u00e7\u0131xs\u0131n. ARANTV.AZ\u00a0x\u0259b\u0259r verir ki, bunu iqtisad\u00e7\u0131-ekspert V\u00fcqar Bayramov pensiya islahatlar\u0131ndan dan\u0131\u015fark\u0259n deyib. Ekspert islahatlar\u0131n “Amerikan modeli” il\u0259 apar\u0131lmas\u0131 t\u0259klifini ir\u0259li s\u00fcr\u00fcb: “Pensiya islahatlar\u0131n\u0131n davam etdirilm\u0259si d\u0259 vacib amill\u0259rd\u0259ndir. Pensiya islahatlar\u0131 \u00fczr\u0259 “Amerikan modeli”ni t\u0259klif edirik. Bel\u0259 ki, el\u0259 v\u0259t\u0259nda\u015flar\u0131m\u0131z var ki, onlar\u0131n pensiya kapital\u0131 kifay\u0259t q\u0259d\u0259r b\u00f6y\u00fckd\u00fcr. B\u0259zi hallarda h\u0259tta 150 min manatdan \u00e7ox pensiya kapital\u0131 olan v\u0259t\u0259nda\u015flar\u0131m\u0131z var. “Amerikan modeli”nd\u0259 oldu\u011fu kimi, h\u0259min v\u0259t\u0259nda\u015flar\u0131m\u0131za daha tez pensiyaya \u00e7\u0131xmaq v\u0259 buna uy\u011fun olaraq…<\/p>\n","protected":false},"author":2,"featured_media":88227,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[1],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/10\/1571813266pensiyaci.jpg",549,376,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/10\/1571813266pensiyaci.jpg",549,376,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/10\/1571813266pensiyaci.jpg",549,376,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/10\/1571813266pensiyaci-150x150.jpg",150,150,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/10\/1571813266pensiyaci-300x205.jpg",300,205,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/10\/1571813266pensiyaci.jpg",549,376,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/10\/1571813266pensiyaci.jpg",549,376,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/10\/1571813266pensiyaci.jpg",549,376,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/10\/1571813266pensiyaci-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/10\/1571813266pensiyaci.jpg",549,376,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"C\u0259miyy\u0259t<\/a>","rttpg_excerpt":"\u018flillik d\u0259r\u0259c\u0259si olan v\u0259t\u0259nda\u015flar\u0131m\u0131z \u00fc\u00e7\u00fcn m\u00fcavin\u0259tl\u0259rin m\u0259bl\u0259\u011fi art\u0131r\u0131lmal\u0131d\u0131r V\u0259t\u0259nda\u015fa imkan verilm\u0259lidir ki, ya\u015fa g\u00f6r\u0259 pensiyaya daha tez \u00e7\u0131xs\u0131n. ARANTV.AZ\u00a0x\u0259b\u0259r verir ki, bunu iqtisad\u00e7\u0131-ekspert V\u00fcqar Bayramov pensiya islahatlar\u0131ndan dan\u0131\u015fark\u0259n deyib. Ekspert islahatlar\u0131n “Amerikan modeli” il\u0259 apar\u0131lmas\u0131 t\u0259klifini ir\u0259li s\u00fcr\u00fcb: “Pensiya islahatlar\u0131n\u0131n davam etdirilm\u0259si d\u0259 vacib amill\u0259rd\u0259ndir. Pensiya islahatlar\u0131 \u00fczr\u0259 “Amerikan modeli”ni t\u0259klif edirik. Bel\u0259 ki, el\u0259…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/88226"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=88226"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/88226\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/88227"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=88226"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=88226"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=88226"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}