{"id":92685,"date":"2019-11-05T09:16:28","date_gmt":"2019-11-05T06:16:28","guid":{"rendered":"http:\/\/arantv.az\/?p=92685"},"modified":"2019-11-05T09:16:28","modified_gmt":"2019-11-05T06:16:28","slug":"istehlak-kreditl%c9%99ri-il%c9%99-bagli-yeni-m%c9%99hdudiyy%c9%99t","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=92685","title":{"rendered":"\u0130stehlak kreditl\u0259ri il\u0259 ba\u011fl\u0131 yeni – M\u018fHDUD\u0130YY\u018fT"},"content":{"rendered":"

Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131 \u201cBir borcalan v\u0259 ya bir-biri il\u0259 \u0259laq\u0259dar borcalanlar qrupu \u00fczr\u0259 kredit riskl\u0259rinin t\u0259nziml\u0259nm\u0259si haqq\u0131nda Qaydalar\u201da d\u0259yi\u015fiklik edib.<\/p>\n

ARANTV.AZ<\/b>-\u0131n x\u0259b\u0259rin\u0259 g\u00f6r\u0259, d\u0259yi\u015fiklik n\u0259tic\u0259sind\u0259 m\u00fcdd\u0259ti yeddi\u00a0ild\u0259n art\u0131q olan istehlak kreditl\u0259rinin maksimum h\u0259cmi bank\u0131n I d\u0259r\u0259c\u0259li kapital\u0131n\u0131n 0.1 faizi il\u0259 m\u0259hdudla\u015fd\u0131r\u0131l\u0131b.<\/p>\n

Banklarda kredit riskinin maksimum h\u0259cmini t\u0259nziml\u0259y\u0259n bu d\u0259yi\u015fiklik istehlak\u00e7\u0131lar\u0131n z\u0259ruri olmayan uzunm\u00fcdd\u0259tli istehlak kreditl\u0259ri g\u00f6t\u00fcrm\u0259m\u0259sin\u0259 t\u0259sir etm\u0259kl\u0259 m\u0259suliyy\u0259tli borclanma v\u0259rdi\u015fl\u0259rinin formala\u015fd\u0131r\u0131lmas\u0131n\u0131 t\u0259min ed\u0259c\u0259k.<\/p>\n

<\/div>\n

Qeyd olunan d\u0259yi\u015fikliyin \u0259sas m\u0259qs\u0259di istehlak\u00e7\u0131lar\u0131n izafi borclanmas\u0131n\u0131n qar\u015f\u0131s\u0131n\u0131n al\u0131nmas\u0131 v\u0259 onlar\u0131n h\u00fcquqlar\u0131n\u0131n qorunmas\u0131d\u0131r.<\/p>\n

2019-cun ilin 19 oktyabr\u0131nda \u201cBank kapital\u0131n\u0131n v\u0259 onun adekvatl\u0131\u011f\u0131n\u0131n hesablanmas\u0131 Qaydalar\u0131\u201dna da d\u0259yi\u015fiklikl\u0259r edilib.<\/p>\n

Bununla KOS subyektl\u0259rin\u0259 v\u0259 qeyri-neft sektoru \u00fczr\u0259 ixrac\u0131n maliyy\u0259l\u0259\u015fm\u0259sin\u0259 veril\u0259n kreditl\u0259rin risk d\u0259r\u0259c\u0259l\u0259ri azald\u0131l\u0131b.<\/p>\n

Eyni zamanda, istehlak kreditl\u0259ri \u00fczr\u0259 is\u0259 risk d\u0259r\u0259c\u0259l\u0259rinin m\u00fc\u0259yy\u0259nl\u0259\u015fdirilm\u0259si zaman\u0131 borcun g\u0259lir\u0259 nisb\u0259ti, faiz d\u0259r\u0259c\u0259si, m\u00fcdd\u0259t v\u0259 valyutas\u0131ndan as\u0131l\u0131 olaraq diferensial, daha s\u0259rt yana\u015fma t\u0259tbiq edil\u0259r\u0259k risk d\u0259r\u0259c\u0259l\u0259ri art\u0131r\u0131l\u0131b.oxu.az<\/p>\n","protected":false},"excerpt":{"rendered":"

Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131 \u201cBir borcalan v\u0259 ya bir-biri il\u0259 \u0259laq\u0259dar borcalanlar qrupu \u00fczr\u0259 kredit riskl\u0259rinin t\u0259nziml\u0259nm\u0259si haqq\u0131nda Qaydalar\u201da d\u0259yi\u015fiklik edib. ARANTV.AZ-\u0131n x\u0259b\u0259rin\u0259 g\u00f6r\u0259, d\u0259yi\u015fiklik n\u0259tic\u0259sind\u0259 m\u00fcdd\u0259ti yeddi\u00a0ild\u0259n art\u0131q olan istehlak kreditl\u0259rinin maksimum h\u0259cmi bank\u0131n I d\u0259r\u0259c\u0259li kapital\u0131n\u0131n 0.1 faizi il\u0259 m\u0259hdudla\u015fd\u0131r\u0131l\u0131b. Banklarda kredit riskinin maksimum h\u0259cmini t\u0259nziml\u0259y\u0259n bu d\u0259yi\u015fiklik istehlak\u00e7\u0131lar\u0131n z\u0259ruri olmayan uzunm\u00fcdd\u0259tli istehlak kreditl\u0259ri g\u00f6t\u00fcrm\u0259m\u0259sin\u0259 t\u0259sir etm\u0259kl\u0259 m\u0259suliyy\u0259tli borclanma v\u0259rdi\u015fl\u0259rinin formala\u015fd\u0131r\u0131lmas\u0131n\u0131 t\u0259min ed\u0259c\u0259k. Qeyd olunan d\u0259yi\u015fikliyin \u0259sas m\u0259qs\u0259di istehlak\u00e7\u0131lar\u0131n izafi borclanmas\u0131n\u0131n qar\u015f\u0131s\u0131n\u0131n al\u0131nmas\u0131 v\u0259 onlar\u0131n h\u00fcquqlar\u0131n\u0131n qorunmas\u0131d\u0131r. 2019-cun ilin 19 oktyabr\u0131nda \u201cBank kapital\u0131n\u0131n v\u0259 onun adekvatl\u0131\u011f\u0131n\u0131n hesablanmas\u0131 Qaydalar\u0131\u201dna…<\/p>\n","protected":false},"author":2,"featured_media":92686,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[1],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/kredit.jpg",620,413,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/kredit.jpg",620,413,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/kredit.jpg",620,413,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/kredit-150x150.jpg",150,150,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/kredit-300x200.jpg",300,200,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/kredit.jpg",620,413,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/kredit.jpg",620,413,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/kredit.jpg",620,413,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/kredit-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/kredit.jpg",620,413,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"C\u0259miyy\u0259t<\/a>","rttpg_excerpt":"Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131 \u201cBir borcalan v\u0259 ya bir-biri il\u0259 \u0259laq\u0259dar borcalanlar qrupu \u00fczr\u0259 kredit riskl\u0259rinin t\u0259nziml\u0259nm\u0259si haqq\u0131nda Qaydalar\u201da d\u0259yi\u015fiklik edib. ARANTV.AZ-\u0131n x\u0259b\u0259rin\u0259 g\u00f6r\u0259, d\u0259yi\u015fiklik n\u0259tic\u0259sind\u0259 m\u00fcdd\u0259ti yeddi\u00a0ild\u0259n art\u0131q olan istehlak kreditl\u0259rinin maksimum h\u0259cmi bank\u0131n I d\u0259r\u0259c\u0259li kapital\u0131n\u0131n 0.1 faizi il\u0259 m\u0259hdudla\u015fd\u0131r\u0131l\u0131b. Banklarda kredit riskinin maksimum h\u0259cmini t\u0259nziml\u0259y\u0259n bu d\u0259yi\u015fiklik istehlak\u00e7\u0131lar\u0131n z\u0259ruri olmayan uzunm\u00fcdd\u0259tli istehlak…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/92685"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=92685"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/92685\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/92686"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=92685"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=92685"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=92685"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}