G\u0259l\u0259n ay\u0131n ikinci yar\u0131s\u0131ndan kiray\u0259 m\u0259nzill\u0259r\u0259 m\u00fcraci\u0259t ba\u015falayacaq. Bu bar\u0259d\u0259 \u0130poteka v\u0259 Kredit Z\u0259man\u0259t Fondu a\u00e7\u0131qlama yay\u0131b. Mexanizm\u0259 \u0259sas\u0259n, v\u0259t\u0259nda\u015flar m\u0259nzili kiray\u0259 g\u00f6t\u00fcrd\u00fckd\u0259n sonra ona sahib d\u0259 ola bil\u0259c\u0259kl\u0259r.<\/p>\n
ARANTV.AZ<\/b>-\u0131n m\u0259lumat\u0131na g\u00f6r\u0259, bunu iqtisad\u00e7\u0131-ekspert V\u00fcqar Bayramov bildirib.<\/p>\n
Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, m\u0259nzili kiray\u0259l\u0259y\u0259n\u00a0v\u0259t\u0259nda\u015f\u0131m\u0131z\u0131n ayl\u0131q \u00f6d\u0259ni\u015fl\u0259ri evin x\u0259rcind\u0259n \u00e7\u0131x\u0131lacaq.<\/p>\n
\u201cM\u00fcqavil\u0259 ba\u011flanandan \u00fc\u00e7\u00a0il sonra is\u0259 kiray\u0259\u00e7i m\u0259nzilin sahibin\u0259 \u00e7evrilm\u0259k imkan\u0131 qazanacaq. Bu zaman o daha \u00e7ox \u00f6d\u0259ni\u015f etm\u0259kl\u0259 m\u00fcqavil\u0259y\u0259 vaxt\u0131ndan \u0259vv\u0259l xitam verib m\u0259nzil\u0259 sahib olar. V\u0259 ya \u00f6d\u0259ni\u015fi davam etdirib 25 il \u0259rzind\u0259 ona sahib ola bil\u0259r\u201d, – dey\u0259 V.Bayramov \u0259lav\u0259 edib<\/p>\n
Ekspert g\u0259l\u0259n aydan m\u00fcraci\u0259t etm\u0259k m\u00fcmk\u00fcn olacaq kiray\u0259 m\u0259nzill\u0259rl\u0259 ba\u011fl\u0131 \u0259n vacib m\u0259qamlar\u0131 da sadalay\u0131b.<\/p>\n
M\u00fcraci\u0259t ed\u0259n \u015f\u0259xs elektron v\u0259 \u201cAsan imza\u201dya malik olmaqla \u00f6z\u00fcn\u0259 elektron kabinet yaratmal\u0131d\u0131r. Kabinet yaradan zaman o \u00f6z\u00fc il\u0259 ba\u011fl\u0131 m\u0259lumatlar\u0131 elektron daxil ed\u0259 bil\u0259c\u0259k. Bunu m\u00fcraci\u0259t ba\u015flayan zaman \u201cASAN xidm\u0259t\u201d\u0259 m\u00fcraci\u0259t etm\u0259kl\u0259 q\u0131sa zaman h\u0259ll etm\u0259k olar.<\/p>\n
Bu prosesi ke\u00e7\u0259n v\u0259 m\u00fcsb\u0259t cavab alan v\u0259t\u0259nda\u015f fonda \u015f\u0259xsiyy\u0259t v\u0259siq\u0259sinin sur\u0259ti (onunla birg\u0259 kiray\u0259 g\u00f6t\u00fcr\u00fcl\u0259c\u0259k ya\u015fay\u0131\u015f sah\u0259sind\u0259 ya\u015fayacaq ail\u0259 \u00fczvl\u0259ri varsa, h\u0259m\u00e7inin, onlar\u0131n \u015f\u0259xsiyy\u0259t v\u0259siq\u0259l\u0259rinin sur\u0259tl\u0259ri) v\u0259 g\u0259lirl\u0259rini t\u0259sdiq ed\u0259n s\u0259n\u0259dl\u0259ri t\u0259qdim etm\u0259lidir.<\/p>\n
Qaydalara \u0259sas\u0259n, r\u0259smi \u0259m\u0259k m\u00fcqavil\u0259si olmayan, amma f\u0259rdi sahibkarl\u0131qla m\u0259\u015f\u011ful olan v\u0259t\u0259nda\u015flar da evl\u0259r\u0259 m\u00fcraci\u0259t ed\u0259 bil\u0259c\u0259k. Bu zaman onlar sahibkar\u0131n vergi orqanlar\u0131nda qeydiyyatdan ke\u00e7diyi bar\u0259d\u0259 \u015f\u0259had\u0259tnam\u0259nin sur\u0259tini v\u0259 vergi orqanlar\u0131 t\u0259r\u0259find\u0259n q\u0259bul olunmu\u015f g\u0259lir vergisi v\u0259 ya sad\u0259l\u0259\u015fdirilmi\u015f vergi b\u0259yannam\u0259sini t\u0259qdim etm\u0259lidirl\u0259r.<\/p>\n
Fond m\u00fcraci\u0259t\u0259 m\u00fcsb\u0259t cavab verdikd\u0259n sonra sonuncu m\u0259rh\u0259l\u0259 m\u00fcqavil\u0259nin ba\u011flanmas\u0131d\u0131r.
\nKiray\u0259 evl\u0259r\u0259 \u201cASAN xidm\u0259t\u201d v\u0259 ya elektron ipoteka portal\u0131 vasit\u0259sil\u0259 m\u00fcraci\u0259t etm\u0259k m\u00fcmk\u00fcn olacaq.<\/p>\n
M\u0259nzil\u0259 sahib olanlar\u0131n Az\u0259rbaycan v\u0259t\u0259nda\u015f\u0131 olmas\u0131 \u015f\u0259rtdir. Kiray\u0259 m\u0259nzil \u00fc\u00e7\u00fcn m\u00fcraci\u0259t ed\u0259nin vaxt\u0131 ke\u00e7mi\u015f \u00f6hd\u0259likl\u0259ri (bank kreditl\u0259ri v\u0259 dig\u0259r m\u0259cburi \u00f6d\u0259ni\u015fl\u0259r \u00fczr\u0259) olmamal\u0131d\u0131r. M\u0259hkumlu\u011fu olmamas\u0131 da \u015f\u0259rtl\u0259r siyah\u0131s\u0131ndad\u0131r.<\/p>\n
Kiray\u0259 ev\u0259 m\u00fcraci\u0259t \u00fc\u00e7\u00fcn ail\u0259li olmaq \u015f\u0259rtdirmi?<\/strong><\/p>\n Fondun elan etdiyi \u015f\u0259rtl\u0259rd\u0259 ail\u0259li olmaq \u015f\u0259rt kimi qeyd olunmur. Bu is\u0259 o dem\u0259kdir ki, ail\u0259li olmayan v\u0259t\u0259nda\u015flar\u0131m\u0131z da m\u00fcraci\u0259t ed\u0259 bil\u0259c\u0259kl\u0259r.<\/p>\n M\u0259nzil hans\u0131 halda geri al\u0131n\u0131r?<\/strong><\/p>\n Ayl\u0131q \u00f6d\u0259ni\u015fl\u0259r 60 g\u00fcn v\u0259 daha \u00e7ox m\u00fcdd\u0259td\u0259 \u00f6d\u0259nilm\u0259dikd\u0259, kiray\u0259 m\u00fcdd\u0259tind\u0259 kiray\u0259\u00e7i v\u0259fat etdikd\u0259 v\u0259 kiray\u0259 m\u00fcqavil\u0259si \u00fczr\u0259 h\u00fcquq v\u0259 v\u0259zif\u0259l\u0259r kiray\u0259\u00e7inin v\u0259r\u0259s\u0259l\u0259rin\u0259 ke\u00e7m\u0259dikd\u0259, ya\u015fay\u0131\u015f sah\u0259si m\u0259hv olduqda v\u0259 ya z\u0259d\u0259l\u0259nm\u0259 n\u0259tic\u0259sind\u0259 ya\u015fay\u0131\u015f sah\u0259si \u00f6z birba\u015fa t\u0259yinat\u0131 \u00fczr\u0259 istifad\u0259 edil\u0259 bilm\u0259y\u0259c\u0259k d\u0259r\u0259c\u0259d\u0259 d\u0259yi\u015fdikd\u0259 (bu hal ba\u015f verdikd\u0259 \u0259ld\u0259 olunan s\u0131\u011forta \u00f6d\u0259ni\u015fi kiray\u0259 m\u00fcqavil\u0259si \u00fczr\u0259 al\u0131\u015f qiym\u0259tinin kiray\u0259\u00e7i t\u0259r\u0259find\u0259n \u00f6d\u0259nilmi\u015f hiss\u0259si il\u0259 al\u0131\u015f qiym\u0259tinin \u00f6d\u0259nilm\u0259li olan qal\u0131q m\u0259bl\u0259\u011finin nisb\u0259tin\u0259 m\u00fcvafiq olaraq Fond il\u0259 kiray\u0259\u00e7i aras\u0131nda b\u00f6l\u00fc\u015fd\u00fcr\u00fcl\u00fcr), kiray\u0259\u00e7i ya\u015fay\u0131\u015f sah\u0259sini \u00fc\u00e7\u00fcnc\u00fc \u015f\u0259xsin qeyri-h\u00fcquqi istifad\u0259sin\u0259 verdikd\u0259, h\u0259m\u00e7inin, kiray\u0259 m\u00fcqavil\u0259si \u00fczr\u0259 \u00fcz\u0259rin\u0259 g\u00f6t\u00fcrd\u00fcy\u00fc dig\u0259r v\u0259zif\u0259l\u0259ri icra etm\u0259dikd\u0259.<\/p>\n M\u0259nzill\u0259r harada olacaq?<\/strong><\/p>\n M\u0259lumata g\u00f6r\u0259, m\u0259nzill\u0259r daha \u00e7ox Bak\u0131n\u0131n m\u0259rk\u0259z \u0259traf\u0131 rayonlar\u0131ndad\u0131r. \u0130lkin m\u0259lumata g\u00f6r\u0259, \u201cQara Qarayev\u201d, \u201cNeft\u00e7il\u0259r\u201d, \u201c\u018fhm\u0259dli\u201d metrostansiyas\u0131 \u0259traf\u0131nda daha \u00e7ox m\u0259nzil t\u0259klif olunacaq.<\/p>\n Ya\u015fay\u0131\u015f sah\u0259sinin qiym\u0259ti nec\u0259 m\u00fc\u0259yy\u0259nl\u0259\u015f\u0259c\u0259k?<\/strong><\/p>\n M\u0259nzilin x\u0259rci m\u00fcqavil\u0259 m\u00fcdd\u0259tind\u0259ki aylar\u0131n say\u0131na b\u00f6l\u00fcn\u0259r\u0259k ayl\u0131q \u00f6d\u0259ni\u015f m\u0259bl\u0259\u011fi m\u00fc\u0259yy\u0259nl\u0259\u015f\u0259c\u0259k. M\u0259s\u0259l\u0259n, m\u0259nzilin x\u0259rci 120 min manat v\u0259 m\u00fcqavil\u0259 m\u00fcdd\u0259ti 25 ildirs\u0259, o zaman 120 000 manat \/ ( 25 il X 12 ay) = 400 manat kimi m\u00fc\u0259yy\u0259nl\u0259\u015f\u0259c\u0259k.<\/p>\n Kiray\u0259 m\u00fcqavil\u0259si \u00fc\u00e7 ild\u0259n 25 il\u0259d\u0259k m\u00fcdd\u0259t\u0259 ba\u011flanmal\u0131 v\u0259 notariat qaydas\u0131nda t\u0259sdiql\u0259nm\u0259lidir.<\/p>\n M\u00fcqavil\u0259 ba\u011fland\u0131qdan \u0259n az\u0131 \u00fc\u00e7 il m\u00fcdd\u0259td\u0259n sonra kiray\u0259\u00e7i m\u0259nzil\u0259 sahib olmaq h\u00fcququna malikdir. \u00dc\u00e7\u00a0ild\u0259n sonra is\u0259 n\u00f6vb\u0259ti 22 il m\u00fcdd\u0259tind\u0259 ist\u0259nil\u0259n zaman evin x\u0259rcini \u00f6d\u0259m\u0259kl\u0259 \u00e7\u0131xar\u0131\u015f (kup\u00e7a) ala bil\u0259r.<\/p>\n \u0130lkin \u00f6d\u0259ni\u015f t\u0259l\u0259b olunurmu?<\/strong><\/p>\n \u0130lkin \u00f6d\u0259ni\u015f n\u0259z\u0259rd\u0259 tutulmay\u0131b. Amma kiray\u0259 m\u0259nzil\u0259 sahib olmaq ist\u0259y\u0259n \u015f\u0259xs kiray\u0259 m\u00fcqavil\u0259si ba\u011flan\u0131ld\u0131qdan sonra ayl\u0131q \u00f6d\u0259ni\u015fin \u0259n az\u0131 12 mislini qabaqcadan \u00f6d\u0259m\u0259lidir. Y\u0259ni bir illik kiray\u0259 haqq\u0131 \u00f6nc\u0259d\u0259n \u00f6d\u0259nilm\u0259lidir.<\/p>\n Kiray\u0259\u00e7i m\u0259nzili r\u0259smi olaraq ba\u015fqa \u015f\u0259xs\u0259 \u00f6t\u00fcr\u0259 bil\u0259rmi?<\/strong><\/p>\n Qaydalara g\u00f6r\u0259, kiray\u0259\u00e7iy\u0259 bel\u0259 h\u00fcquq verir. Fondun yaz\u0131l\u0131 raz\u0131l\u0131\u011f\u0131 il\u0259 kiray\u0259\u00e7inin kiray\u0259 m\u00fcqavil\u0259si \u00fczr\u0259 \u00f6z h\u00fcquq v\u0259 v\u0259zif\u0259l\u0259rini ba\u015fqa \u015f\u0259xs\u0259 \u00f6t\u00fcr\u0259 bil\u0259r. Sad\u0259c\u0259 kiray\u0259\u00e7i bunu kiray\u0259 m\u00fcqavil\u0259si ba\u011flanan g\u00fcnd\u0259n \u00fc\u00e7\u00a0ild\u0259n sonra ed\u0259 bil\u0259r.<\/p>\n M\u0259s\u0259l\u0259n, kiray\u0259 m\u00fcqavil\u0259si ba\u011flanandan \u00fc\u00e7\u00a0il sonra kiray\u0259\u00e7i \u00f6d\u0259ni\u015f etm\u0259kd\u0259 \u00e7\u0259tinlik \u00e7\u0259kirs\u0259 v\u0259 ya evl\u0259 ba\u011fl\u0131 planlar\u0131 d\u0259yi\u015firs\u0259 o zaman fondun raz\u0131l\u0131\u011f\u0131 il\u0259 m\u00fcqavil\u0259ni ba\u015fqas\u0131n\u0131n ad\u0131na ke\u00e7ir\u0259 bil\u0259r.<\/p>\n M\u0259nzil\u0259 m\u00fclkiyy\u0259t h\u00fcququ kiray\u0259y\u0259ver\u0259nd\u0259n ba\u015fqa \u015f\u0259xs\u0259 ke\u00e7dikd\u0259, kiray\u0259nin q\u00fcvv\u0259d\u0259 qalmas\u0131 ba\u015f verir. Bu hal kiray\u0259 m\u00fcqavil\u0259sind\u0259 d\u0259 qeyd olunacaq.<\/p>\n Kiray\u0259\u00e7i v\u0259fat etdikd\u0259, kiray\u0259 m\u00fcqavil\u0259si \u00fczr\u0259 h\u00fcquq m\u00fcnasib\u0259tl\u0259rinin kiray\u0259\u00e7inin v\u0259r\u0259s\u0259l\u0259rin\u0259 ke\u00e7ir.<\/p>\n Fond hans\u0131 m\u0259nzill\u0259ri t\u0259klif ed\u0259c\u0259k?<\/strong><\/p>\n Fond \u00f6z v\u0259saiti hesab\u0131na ald\u0131\u011f\u0131 v\u0259 ya onun m\u00fclkiyy\u0259tin\u0259 ke\u00e7\u0259n m\u0259nzill\u0259ri kiray\u0259 kimi t\u0259klif ed\u0259 bil\u0259r. M\u0259nzill\u0259r tam t\u0259mirli, habel\u0259 elektrik enerjisi, qaz v\u0259 su il\u0259 tam t\u0259chiz olunmu\u015f olmal\u0131d\u0131r.<\/p>\n Kiray\u0259 m\u0259nzill\u0259rl\u0259 ba\u011fl\u0131 m\u0259lumat\u0131 haradan \u0259ld\u0259 etm\u0259k m\u00fcmk\u00fcn olacaq?<\/strong><\/p>\n Fond satmaq \u00f6hd\u0259liyi il\u0259 kiray\u0259y\u0259 verdiyi ya\u015fay\u0131\u015f sah\u0259l\u0259rin\u0259 dair m\u0259lumatlar\u0131 (binan\u0131n v\u0259 ya ya\u015fay\u0131\u015f evinin \u00fcnvan\u0131, ya\u015fay\u0131\u015f sah\u0259sinin say\u0131, yerl\u0259\u015fdiyi m\u0259rt\u0259b\u0259, m\u0259nzilin sah\u0259si, otaqlar\u0131n say\u0131 v\u0259 s.) r\u0259smi internet sayt\u0131nda v\u0259 \u201cElektron ipoteka v\u0259 kredit z\u0259man\u0259t\u201d sistemind\u0259 yerl\u0259\u015fdiril\u0259c\u0259k.<\/p>\n T\u0259sdiq olunmu\u015f qaydalara g\u00f6r\u0259, m\u00fcraci\u0259tl\u0259r elektron sisteml\u0259 h\u0259yata ke\u00e7iril\u0259c\u0259k. M\u00fcraci\u0259tl\u0259r n\u00f6vb\u0259lilik \u0259sas\u0131nda qeydiyyata al\u0131n\u0131b bax\u0131lacaq. Fond be\u015f i\u015f g\u00fcn\u00fc m\u00fcdd\u0259tind\u0259 kiray\u0259 m\u00fcqavil\u0259sinin ba\u011flanmas\u0131na dair raz\u0131l\u0131q v\u0259 ya \u0259sasland\u0131r\u0131lm\u0131\u015f imtina bar\u0259d\u0259 q\u0259rar q\u0259bul ed\u0259c\u0259k, 10 i\u015f g\u00fcn\u00fc m\u00fcdd\u0259tind\u0259 is\u0259 kiray\u0259 m\u00fcqavil\u0259sinin r\u0259smil\u0259\u015fdirilm\u0259si yekunla\u015facaq.<\/p>\n Bundan sonra \u00fc\u00e7 i\u015f g\u00fcn\u00fc m\u00fcdd\u0259tind\u0259 kiray\u0259\u00e7i ayl\u0131q \u00f6d\u0259ni\u015fin \u0259n az\u0131 12 mislini \u0259vv\u0259lc\u0259d\u0259n Fondun hesab\u0131na \u00f6d\u0259m\u0259li olacaq. Bu m\u0259bl\u0259\u011f Fondun hesab\u0131na \u00f6d\u0259ndiyi andan kiray\u0259 m\u00fcqavil\u0259si q\u00fcvv\u0259y\u0259 min\u0259c\u0259k.<\/p>\n Fondun raz\u0131l\u0131q verdiyi m\u00fcqavil\u0259y\u0259 n\u0259 zaman xitam veril\u0259 bil\u0259r?<\/strong><\/p>\n Fond raz\u0131l\u0131q bar\u0259d\u0259 q\u0259rar\u0131n\u0131 elektron sistemd\u0259 yerl\u0259\u015fdirdiyi g\u00fcnd\u0259n 10 i\u015f g\u00fcn\u00fc m\u00fcdd\u0259tind\u0259 kiray\u0259 m\u00fcqavil\u0259sinin r\u0259smil\u0259\u015fdirilm\u0259si h\u0259yata ke\u00e7irilmirs\u0259, o zaman m\u00fcqavil\u0259y\u0259 xitam verilir.<\/p>\n Kiray\u0259 m\u00fcqavil\u0259sinin ba\u011flan\u0131lmas\u0131ndan imtina edilmi\u015f \u015f\u0259xs yenid\u0259n m\u00fcraci\u0259t ed\u0259 bil\u0259rmi?<\/strong><\/p>\n Kiray\u0259 m\u00fcqavil\u0259si ba\u011flamaqdan imtina edil\u0259n \u015f\u0259xs yenid\u0259n m\u00fcraci\u0259t etm\u0259k h\u00fcququna malikdir.<\/p>\n Kiray\u0259 m\u0259nzild\u0259 yaranan x\u0259rcl\u0259ri kim \u00f6d\u0259yir?<\/strong><\/p>\n Kiray\u0259\u00e7inin istifad\u0259sin\u0259 verildikd\u0259n sonra ya\u015fay\u0131\u015f sah\u0259sinin t\u0259mir s\u0259viyy\u0259sinin yax\u015f\u0131la\u015fd\u0131r\u0131lmas\u0131 v\u0259 \u0259lav\u0259 t\u0259mirl\u0259 ba\u011fl\u0131 x\u0259rcl\u0259r kiray\u0259\u00e7inin v\u0259saiti hesab\u0131na h\u0259yata ke\u00e7irilir. Ya\u015fay\u0131\u015f sah\u0259sind\u0259 yenid\u0259nqurma v\u0259 ya yenid\u0259nplanla\u015fd\u0131rma, habel\u0259 \u0259sasl\u0131 t\u0259mir i\u015fl\u0259ri yaln\u0131z Fondun yaz\u0131l\u0131 raz\u0131l\u0131\u011f\u0131 il\u0259 h\u0259yata ke\u00e7iril\u0259 bil\u0259r. Kommunal x\u0259rcl\u0259ri v\u0259 dig\u0259r m\u0259cburi \u00f6d\u0259ni\u015fl\u0259ri d\u0259 kiray\u0259\u00e7i \u00f6d\u0259yir.<\/p>\n S\u0131\u011forta hadis\u0259si ba\u015f ver\u0259nd\u0259 v\u0259sait nec\u0259 b\u00f6l\u00fc\u015fd\u00fcr\u00fcl\u00fcr?<\/strong><\/p>\n S\u0131\u011forta \u00f6d\u0259ni\u015fi kiray\u0259\u00e7i \u00f6d\u0259diyi v\u0259sait il\u0259 \u00f6d\u0259nilm\u0259mi\u015f qal\u0131q m\u0259bl\u0259\u011finin nisb\u0259tin\u0259 uy\u011fun olaraq Fondla\u00a0kiray\u0259\u00e7i aras\u0131nda b\u00f6l\u00fc\u015fd\u00fcr\u00fcl\u00fcr.<\/p>\n \u00dc\u00e7 ild\u0259n sonra v\u0259t\u0259nda\u015f m\u0259nzilin b\u00fct\u00fcn x\u0259rcini \u00f6d\u0259s\u0259 g\u00fcz\u0259\u015ft olacaqm\u0131?<\/strong><\/p>\n \u018fg\u0259r kiray\u0259\u00e7i kiray\u0259 m\u00fcqavil\u0259si ba\u011fland\u0131qdan \u00fc\u00e7\u00a0il sonra al\u0131\u015f qiym\u0259tinin qal\u0131q hiss\u0259sini bird\u0259f\u0259y\u0259 ba\u011flamaq ist\u0259s\u0259, o zaman Fond t\u0259r\u0259find\u0259n qal\u0131q m\u0259bl\u0259\u011fin m\u00fc\u0259yy\u0259n hiss\u0259si g\u00fcz\u0259\u015ft edilir. G\u00fcz\u0259\u015ftl\u0259r bar\u0259d\u0259 m\u0259lumat m\u00fcqavil\u0259d\u0259 \u0259ks olunacaq.<\/p>\n Kiray\u0259\u00e7i h\u0259min evd\u0259 qeydiyyata d\u00fc\u015f\u0259 bil\u0259rmi?<\/strong><\/p>\n Satmaq \u00f6hd\u0259liyi il\u0259 kiray\u0259 m\u00fcqavil\u0259sind\u0259 n\u0259z\u0259rd\u0259 tutulur ki, kiray\u0259\u00e7i v\u0259 onunla birg\u0259 ya\u015fayan ail\u0259 \u00fczvl\u0259ri (\u0259r-arvad, ata-ana, \u00f6vladlar) Fondun yaz\u0131l\u0131 raz\u0131l\u0131\u011f\u0131 il\u0259 kiray\u0259 \u00fcnvan\u0131 \u00fczr\u0259 pasport qeydiyyat\u0131na d\u00fc\u015f\u0259 bil\u0259rl\u0259r.<\/p>\n M\u00fcqavil\u0259 m\u00fcdd\u0259tind\u0259 maksimum ya\u015f m\u00fcdd\u0259ti ne\u00e7\u0259dir?<\/strong><\/p>\n Son \u00f6d\u0259ni\u015f tarixin\u0259 ya\u015f 63 ya\u015fdan \u00e7ox olmamal\u0131d\u0131r, y\u0259ni m\u00fcqavil\u0259 \u00f6hd\u0259liyin\u0259 h\u0259min ya\u015fad\u0259k xitam verilm\u0259lidir. Bu is\u0259 o dem\u0259kdir ki, m\u00fcraci\u0259t an\u0131na ya\u015f 60-dan yuxar\u0131 olmamal\u0131d\u0131r.<\/p>\n Hans\u0131 binalarda m\u0259nzill\u0259r t\u0259klif olunacaq?<\/strong><\/p>\n 2013-c\u00fc ilin yanvar\u0131n 1-d\u0259n sonra in\u015fa edil\u0259n v\u0259 d\u00f6vl\u0259t qeydiyyat\u0131nda olan binalarda olan m\u0259nzill\u0259r t\u0259klif olunacaq.<\/p>\n Xaricd\u0259 v\u0259 x\u00fcsus\u0259n\u00a0Rusiyada ya\u015fayan az\u0259rbaycanl\u0131lar\u0131n \u00f6z ail\u0259l\u0259rin\u0259 g\u00f6nd\u0259rdikl\u0259ri pul g\u0259lir m\u0259nb\u0259yi kimi g\u00f6st\u0259ril\u0259 bil\u0259rmi?<\/strong><\/p>\n \u0130st\u0259nil\u0259n r\u0259smi g\u0259lir n\u0259z\u0259r\u0259 al\u0131nacaq. \u018fg\u0259r Rusiya ya\u015fayan v\u0259t\u0259nda\u015f\u0131m\u0131 \u00f6z ail\u0259sin\u0259 bankla ayl\u0131q pul g\u00f6nd\u0259rirs\u0259,\u00a0o da g\u0259lir kimi q\u0259bul olunacaq.<\/p>\n Rayonlarda qeydiyyatda olan v\u0259t\u0259nda\u015flar Bak\u0131da kiray\u0259 ev\u0259 m\u00fcraci\u0259t ed\u0259 bil\u0259rl\u0259rmi?<\/strong><\/p>\n Rayonda ya\u015fayan v\u0259t\u0259nda\u015f\u0131m\u0131z da paytaxtda kiray\u0259 ev\u0259 m\u00fcraci\u0259t ed\u0259 bil\u0259c\u0259k.<\/p>\n G\u0259lirini r\u0259smi s\u0259n\u0259dl\u0259 t\u0259sddiq ed\u0259 bilm\u0259y\u0259nl\u0259r m\u00fcraci\u0259t ed\u0259 bil\u0259c\u0259kl\u0259rmi?<\/strong><\/p>\n \u015e\u0259rtl\u0259r\u0259 g\u00f6r\u0259,m\u00fcraci\u0259t\u0259 bax\u0131ld\u0131\u011f\u0131 zaman yaln\u0131z vergi qanunvericiliyi il\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015f qaydada qeydiyyata al\u0131nm\u0131\u015f \u015f\u0259xsi biznesinizd\u0259n g\u0259l\u0259n g\u0259lirl\u0259r t\u0259hlil edil\u0259c\u0259k. Bu is\u0259 o dem\u0259kdir ki, g\u0259lirin r\u0259smi olmas\u0131 vacibdir.Oxu.Az<\/p>\n","protected":false},"excerpt":{"rendered":" G\u0259l\u0259n ay\u0131n ikinci yar\u0131s\u0131ndan kiray\u0259 m\u0259nzill\u0259r\u0259 m\u00fcraci\u0259t ba\u015falayacaq. Bu bar\u0259d\u0259 \u0130poteka v\u0259 Kredit Z\u0259man\u0259t Fondu a\u00e7\u0131qlama yay\u0131b. Mexanizm\u0259 \u0259sas\u0259n, v\u0259t\u0259nda\u015flar m\u0259nzili kiray\u0259 g\u00f6t\u00fcrd\u00fckd\u0259n sonra ona sahib d\u0259 ola bil\u0259c\u0259kl\u0259r. ARANTV.AZ-\u0131n m\u0259lumat\u0131na g\u00f6r\u0259, bunu iqtisad\u00e7\u0131-ekspert V\u00fcqar Bayramov bildirib. Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, m\u0259nzili kiray\u0259l\u0259y\u0259n\u00a0v\u0259t\u0259nda\u015f\u0131m\u0131z\u0131n ayl\u0131q \u00f6d\u0259ni\u015fl\u0259ri evin x\u0259rcind\u0259n \u00e7\u0131x\u0131lacaq. \u201cM\u00fcqavil\u0259 ba\u011flanandan \u00fc\u00e7\u00a0il sonra is\u0259 kiray\u0259\u00e7i m\u0259nzilin sahibin\u0259 \u00e7evrilm\u0259k imkan\u0131 qazanacaq. Bu zaman o daha \u00e7ox \u00f6d\u0259ni\u015f etm\u0259kl\u0259 m\u00fcqavil\u0259y\u0259 vaxt\u0131ndan \u0259vv\u0259l xitam verib m\u0259nzil\u0259 sahib olar. V\u0259 ya \u00f6d\u0259ni\u015fi davam etdirib 25 il \u0259rzind\u0259 ona sahib ola bil\u0259r\u201d, – dey\u0259 V.Bayramov \u0259lav\u0259 edib…<\/p>\n","protected":false},"author":2,"featured_media":99557,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[1],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/1549284132.jpg",620,412,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/1549284132.jpg",620,412,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/1549284132.jpg",620,412,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/1549284132-150x150.jpg",150,150,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/1549284132-300x199.jpg",300,199,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/1549284132.jpg",620,412,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/1549284132.jpg",620,412,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/1549284132.jpg",620,412,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/1549284132-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/11\/1549284132.jpg",620,412,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"C\u0259miyy\u0259t<\/a>","rttpg_excerpt":"G\u0259l\u0259n ay\u0131n ikinci yar\u0131s\u0131ndan kiray\u0259 m\u0259nzill\u0259r\u0259 m\u00fcraci\u0259t ba\u015falayacaq. Bu bar\u0259d\u0259 \u0130poteka v\u0259 Kredit Z\u0259man\u0259t Fondu a\u00e7\u0131qlama yay\u0131b. Mexanizm\u0259 \u0259sas\u0259n, v\u0259t\u0259nda\u015flar m\u0259nzili kiray\u0259 g\u00f6t\u00fcrd\u00fckd\u0259n sonra ona sahib d\u0259 ola bil\u0259c\u0259kl\u0259r. ARANTV.AZ-\u0131n m\u0259lumat\u0131na g\u00f6r\u0259, bunu iqtisad\u00e7\u0131-ekspert V\u00fcqar Bayramov bildirib. Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, m\u0259nzili kiray\u0259l\u0259y\u0259n\u00a0v\u0259t\u0259nda\u015f\u0131m\u0131z\u0131n ayl\u0131q \u00f6d\u0259ni\u015fl\u0259ri evin x\u0259rcind\u0259n \u00e7\u0131x\u0131lacaq. \u201cM\u00fcqavil\u0259 ba\u011flanandan \u00fc\u00e7\u00a0il sonra is\u0259 kiray\u0259\u00e7i m\u0259nzilin sahibin\u0259…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/99556"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=99556"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/99556\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/99557"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=99556"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=99556"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=99556"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}